5 Reasons You Should Have a Florida Personal Umbrella Insurance Policy • Webb Insurance Options

Millions of people in Florida have liability insurance. There’s a good chance that they don’t have enough of it, but they are not even aware of that fact. People first become aware that they don’t have enough liability insurance, well, when it’s too late. They find out when they have claims that have been brought against them that their Florida liability insurance doesn’t cover. That’s where a Florida personal umbrella policy comes in play!

Having a Florida personal umbrella policy is important for numerous reasons, including these five:

  1. It starts where your other liability insurance stops. When your other liability insurance has reached its maximum on paying claims, your Florida personal umbrella policy starts paying the rest of the claims. This keeps you from having to personally pay them to make up for the gap.
  2. It helps protect you from mishaps that may happen. There are many issues that can lead to insurance claims, including having a dog, boat, home repair issue, or even serving alcohol at a dinner party and letting the people drive home. If someone gets hurt and wants to sue you, your Florida personal umbrella policy will be there for protection.
  3. You may not have enough liability insurance. Many people have Florida liability insurance, but they often don’t have enough of it. If that is the case, it can leave you owing a lot in claims when it has reached its maximum. It’s important to make sure you have enough Florida liability insurance and to complete it by having a personal umbrella policy.
  4. Having a Florida umbrella policy is affordable. Most people tend to think insurance is expensive, but that’s not always the case. We specialize in helping people find the most affordable Florida umbrella policy rates.
  5. The peace of mind. It’s nice to know that you will not have claims brought against you that could essentially ruin your financial life. A Florida umbrella policy can help give you the peace of mind you need.

The last thing you want is to have to pay claims brought against you. A Florida personal umbrella insurance policy can help you avoid such problems. For less than the price of a cup of coffee each day, you can take comfort knowing you are covered. Contact us today to discuss your Florida personal liability insurance options and get a free quote. We can assess your needs to help you find the right policy that fits your budget and ensures you have the coverage you need.