Millions of people in Florida have liability insurance.
There’s a good chance that they don’t have enough of it, but they are not even
aware of that fact. People first become aware that they don’t have enough
liability insurance, well, when it’s too late. They find out when they have
claims that have been brought against them that their Florida liability
insurance doesn’t cover. That’s where a Florida personal umbrella policy comes
in play!

Having a Florida personal umbrella policy is important for
numerous reasons, including these five:

  1. It starts
    where your other liability insurance stops.
    When your other liability
    insurance has reached its maximum on paying claims, your Florida personal
    umbrella policy starts paying the rest of the claims. This keeps you from
    having to personally pay them to make up for the gap.
  2. It helps
    protect you from mishaps that may happen.
    There are many issues that can
    lead to insurance claims, including having a dog, boat, home repair issue such as hvac repair or
    residential a/c repairs through residential heating services, or
    even serving alcohol at a dinner party and letting the people drive home. If
    someone gets hurt and wants to sue you, your Florida personal umbrella policy
    will be there for protection.
  3. You may
    not have enough liability insurance.
    Many people have Florida liability
    insurance, but they often don’t have enough
    of it. If that is the case, it can leave you owing a lot in claims when it has
    reached its maximum. It’s important to make sure you have enough Florida liability
    insurance and to complete it by having a personal umbrella policy.
  4. Having a
    Florida umbrella policy is affordable
    . Most people tend to think insurance
    is expensive, but that’s not always the case. We specialize in helping people
    find the most affordable Florida umbrella policy rates.
  5. The peace
    of mind.
    It’s nice to know that you will not have claims brought against
    you that could essentially ruin your financial life. A Florida umbrella policy
    can help give you the peace of mind you need.

The last thing you want is to have to pay claims brought
against you. A Florida personal umbrella insurance policy can help you avoid
such problems. For less than the price of a cup of coffee each day, you can
take comfort knowing you are covered. Contact us today to discuss your Florida
personal liability insurance options and get a free quote. We can assess your needs to help you
find the right policy that fits your budget and ensures you have the coverage
you need.