This time of the year, there are many people who are questioning their Florida homeowners insurance rate. They have realized that their rate has been increased, or they may wonder if what they are paying is in line with what others are paying. This is a great time to do a little investigative work by getting homeowners insurance quote, and in doing so, we will help you find the most affordable rate, without compromising on coverage.

There are some questions that you should be asking when it comes to Florida homeowners insurance policies. If these things pertain to you then there is a chance you may be left uncovered and without assistance. It’s important to know exactly what your affordable Florida homeowners insurance rate covers from the start, so there are no surprises or disappointments later.

Here are some common questions you should ask regarding your homeowners insurance policy:

  • Does your homeowner’s insurance policy cover tree removal?
  • Does your policy cover water damage?
  • What is your homeowner’s insurance policy regarding roof damage and repairs?
  • Does your policy cover leaking pipes, sewer jetting, and heating repair such as gas furnace repair?
  • Will your homeowners insurance cover dog bites?
  • Is there a way to make your Florida homeowners insurance rate more affordable?
  • Does your homeowners insurance cover flooding from hurricanes?
  • What specifically does your homeowners insurance not cover?

Often times, people merely look at the policy rate, sign up with the company and then never have much more contact with the agent. It’s important to know the answers to things like this, as well as any other homeowner’s insurance rates you may have. It’s also important to get a yearly quote from other insurance agencies so you can see if you are getting a fair rate.

At Webb Insurance Options we help you find the most affordable Florida homeowners insurance rates by comparing with multiple companies. We are also happy to answer all of your questions, because we want to ensure you are comfortable with the policy you have, and we want it to provide all of the coverage you need. Living in Florida, it is crucial that you have the proper homeowner’s insurance policy in place.

Get your questions answers and let us help you find a lower rate. Contact us today for a free quote and to get your questions answered!