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407-321-3355 / 877-321-3356

Look no further. Get your free Florida flood insurance quote today!

Florida flood insurance is a must have for many people in the state, whether you are in a single family home, condo, or other structure. It’s important to have the Florida flood insurance that will provide you with the coverage you need if something happens. Let us help you find the most affordable Florida condo insurance rate with the best coverage.

Included Contents Coverage 

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Clothing, furniture, and electronic equipment

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Curtains

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Air conditioners (portable and window units)

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Microwaves and dishwashers that are portable

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Carpeting that is not already included in property coverage

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Clothing washing machines and dryers

Included Building Coverage 

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The insured building and it’s foundation

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The electrical and plumbing system

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Central air conditioning equipment, furnaces, and water heaters

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Refrigerators, cooking stoves, and built-in appliances such as dishwashers

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Installed carpeting over unfinished flooring

National Flood Insurance Program Partnership

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.

Most common reimbursement methods for flood claim

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Replacement Cost Value (RCV)

It is the cost to replace damaged property which is reimbursable to owners of single-family primary residences insured to within 80% of the buildings replacement cost
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Actual Cash Value (ACV)

All other buildings and personal property (i.e. contents) are valued at ACV. The ACV is the RCV at the time of loss minus physical depreciation. Personal property is always valued using the ACV.

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