Many people ask what a homeowners insurance declaration page is, and for good reason. When you obtain Florida homeowners insurance you will be given a declaration page. It’s important to pay close attention to it. This is one of the most important pages in your contract.
The homeowner’s declaration page is where all the action is. This is the page where you can look at to see exactly what your homeowner’s insurance policy is going to include. If it’s not on that page, there’s a good chance that it’s not covered. Some of the things you will find on your homeowners insurance declaration page include:
- What your homeowners insurance covers, including for personal property, dwelling, additional structures that are not attached, medical expenses, personal liability, and more.
- Your homeowners insurance limits.
- What your deductible amounts are.
This is important information and the one page that you must pay attention to when you are obtaining Florida homeowners insurance. You will be given this document to review and sign off on. Review it carefully to ensure that you are comfortable with what is listed, because that is the extent of your coverage. If a type of coverage is not on there that you want, be sure to have it included.
Many people purchase Florida homeowners insurance, review and sign the declaration page, and don’t think much else of it. Then when there’s an issue that comes up they are surprised that it’s not covered on their policy. That is not the time to scrutinize your policy and find it falls short. The time to do so is when you are first obtaining the policy.
If you have questions about your Florida homeowners insurance policy or about your homeowners declaration page be sure to get clarification before signing. Don’t move forward with a policy that you don’t understand or that you don’t feel good about.
At Webb Insurance Options we are able to help you find the most affordable Florida homeowners insurance, and we will ensure you know exactly what is covered in your policy. We are happy to go over your homeowner’s insurance declaration page with you. We want to make sure that you are happy with the coverage you get and that it meets all of your needs.
Contact us today for a free quote. We will compare rates from top companies and find you the best Florida homeowner’s insurance rates around, without compromising on coverage.