There are many people who live in mobile homes in Florida. In fact, it is believed that there are over 800,000 mobile homes throughout the state. While mobile homes offer an affordable living option for many people, they also come with some concerns regarding hurricane threats. Most mobile homes, according to The Washington Post, have not been built to withstand a hurricane.
What this means for many of the people who live in mobile homes in the state is that they may have difficulty finding insurance. Not everyone can get Florida mobile home insurance. There are some companies that offer mobile home insurance in Florida, but many do not. In fact, most insurance companies do not write policies for mobile homes in Florida. But don’t get discouraged just yet, because there are some insurance companies that will insure mobile homes.
At Webb Insurance Options, we can help you find Florida mobile home insurance. We know which companies will write the policies and can work to help you find the most affordable insurance policy rate for your mobile home. There are a few factors that will be considered when it comes to determining what your mobile home insurance rate will be, including:
- Where you live in the state. The county you reside in will make a difference, because some have a higher hurricane threat than others do. If you live in areas that get hit more with hurricanes, you may not be able to get mobile home insurance at all, or if you can, you may have to pay a higher premium.
- How close you are to the ocean. This isn’t just for mobile homes either. Any structures that are closer to the ocean become more expensive to be insured, if there are companies that will write a policy for them. If your mobile home is not close to the ocean, you will have an easier time finding mobile home insurance in Florida.
- The age of the mobile home. How old your mobile home is will also have an impact on what your mobile home insurance rates will be. Older mobile homes will have a more difficult time being insured than newer ones will.
If you need mobile home insurance in Florida, contact us for a free quote. We will compare rates with the companies that offer mobile home insurance and will help you find the most affordable policy that still provides you with the coverage you need. Obtaining mobile home insurance may be a little more difficult, but it’s still worth the effort so that you have some protection and peace of mind during hurricanes.